*Article written by Karen Jensen, my sister and co-author of our book Living a Rich Life as a Stay-at-Home Mom: How to Build a Successful Financial Foundation for You and Your Children. Welcome Karen, Shortly after my husband and I were married we decided to work on building a food storage supply. We didn’t have…
Tips & Warnings
How to Prevent Pin Numbers from Being Stolen
Recently, I saw a video that was very informative. It showed how a new device thatis selling for a couple hundred bucks can steal your pin number even if you hide it from others and EVEN after you have walked away from the pin pad. It’s so important I wanted to share it with you….
How to Go Garage/Yard Sale-ing Successfully
I save thousands each and every year… sometimes I save thousands in a month using these 15 tips and strategies when I go garage/yard sale-ing. The year of our entire home remodel and the year of preparing and saving on our first baby, I easily saved over ten thousand dollars each year! Although it may…
How to Check off Your Bucket List on a Tight Budget
Whether we have written them down or not, the vast majority of us have dreams and goals. There are places we want to travel to, perhaps a home, car, or motorcycle we want to buy, an amazing cruise to go on, sky diving, swimming with sharks, climbing Mt. Everest, etc. Whatever our dreams are on…
How to Build an Excellent Credit Score & Ways to Repair a Bad One
Having a great credit score is vital to saving money and creating better financial opportunities for yourself. Credit scores are a reflection of your financial accountability and responsibility. Thus, businesses, lenders, banks, credit companies, investors, insurance companies, utility companies (cell phone, internet, cable, gas, electricity, and water companies) even employers and land lords may be…
How to Get Rewarded for Drinking Water
My family has a boathouse on a lake nearby that we have been visiting at least few times a week this summer. We love going there to water ski, wake board, tube, swim, and play in the sand. With the summer heat being so strong, we are always trying to keep the kids hydrated…
What Are the Best and Safest Types of Investments
Since starting my blog, I have seen all sorts of comments and reactions to investing advice… some have been quite heated. I have been asked about the safest and best places to invest. And I’ve even been scorned or told that I was wrong about certain ideas. So why is there so much confusion or…
The Difference Between Good and Bad Debt
There is a difference between bad debt and good debt. Most everyone reading this will relate to consumer debt. It’s the debt that comes from buying things, from paying bills, etc. Investment debt is debt used to pursue a venture (opening a business, flipping a property, etc.) that will yield you profit. And although Dave…
How to Get Out of Debt
Most Americans are in quite a bit of consumer debt. Consumer debt (also known as bad debt) is accrued by purchasing items that you don’t have the money to pay for. Living a rich life (materially and non-materially) requires that you have financial peace of mind. Financial peace of mind cannot come when you don’t have…
Why & How a Daughter & Granddaughter of Multi-Millionaires Was Taught to Be Frugal
In psychology they have found and continue to prove that at the roots of our thought and actions are beliefs that we formed quite strongly while we were young. Psychologists call this your family origins. And while I’d like to think that it is not really the case (I like to be individual and…
The Pros and Cons of Refinancing
There are many unique situations when people begin to think about refinancing. My first piece of advice is this: Never make any decision before you have spent plenty of time studying, researching, calculating and recalculating the numbers. Don’t just trust what the brokers say (although some may have your best interest in mind); it’s not…
How Almost All of Us are Duped Into Paying for Our Cell Phones Twice
I’ve just been duped. Lied to. Cheated…. You may be getting duped as well. Yesterday, I dropped my iPhone 5 really, really, hard on a weird angle and the front split off from the back. It was toast. Totaled. Kaput. So I pulled up my plan and called in for my insurance claim. I had…
Top 7 Proven Ways to Get Hired
Before my son was born I was an office and hiring manager at a company. Each time I advertised to hire someone, I received over 100 resumes. I interviewed a lot of people. I’ve learned that there are things that can hinder your ability to be hired. There are also ways to increase your chances of getting…
9 Ways to Prepare Your Family for Catastrophes, Natural Disasters, Income Loss, and Economic Depressions.
Photo courtesy of the National Archives and Records Administration. I just got off the phone with my grandpa. He is a very humble and kind man, the type of man everyone just loves to sit and chat with for hours. He has a great sense of humor and loves to tell me stories. Today one…
Credit Cards- When to Use Them and When to Absolutely Not Use Them
Today I received a question from reader Dani. It inspired me to write this article: Credit Cards- When to Use Them and When to Absolutely Not Use Them She asks, I’m reading that book that lots of people recommend… the Dave Ramsey one. It suggests getting rid of credit cards all together. We have credit cards,…
Why You May Be Getting Scammed Through Your Mailbox and How to Avoid It
I usually am always filtering out scammers in my mailbox, but recently that “filtering” caused me to accidentally throw away $1,604.73! I brought in the mail a few days ago. First, I opened what looked like a check from the outside of the envelope. It was not marked and I was thinking to myself, this could…
3 Secrets to Save $102,533.35 on Your Mortgage…That Banks Don’t Want You to Know About
Two and a half years ago, I was looking at the amortization/debt schedule of my dream home that I was about to buy. It was mind boggling how much money my family would pay in interest over the course of a 30 year loan! Even at the pretty low interest rate we had secured we would end up paying $134,739.01 in interest. That is…
Sell stuff on Amazon? DO NOT make these 9 Mistakes!
I have been selling used and new items for over 15 years. Whether the item is old, I couldn’t return it, I got tired of it, or I found a great deal on it and resold it for a profit, the result is that I have been able to make a lot of money by…
Top 20 New Year’s Resolutions…of the Rich
Jim Rohn a late entrepreneur, author and very successful multi-millionaire went from rags to riches. He is one of the most famous motivational speakers of all time and has many well known quotes. One quote that I have always remembered since hearing it years ago is: “Poor people have big TV’s. Rich people have big…
How to Avoid Debt
People who make a lot of money, and I mean A LOT of money are not always financially rich. I once heard about a plastic surgeon that was very well known. He had a huge practice and specialized in a high-net worth or celebrity clientele. He had a few mansions, a private jet and a…
You May Have Unclaimed Money at Your State’s Unclaimed-Property-Division and not even know it.
Did you know that each state has an Unclaimed Property Division where millions of dollars are sent to be held on to until the recipient contacts the division? The Utah Unclaimed Property Division websites says this, “Each year, millions of dollars in bank accounts, stock certificates, checks, insurance checks, bonds and dividends are turned over…
